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Homeowner’s Policy Covers Intentional Injuries Caused in Self-Defense

April 11th, 2009 No Comments

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Case:  Vermont Mutual Ins. Co. v. Walukiewicz (SC 18061) March 2009

Court:  Connecticut Supreme Court

Trial Court:  Norwich

Synopsis:  A homeowner’s insurance policy that excludes coverage for intentionally caused injuries must still cover injuries caused in self-defense.  Although a person defending himself or herself may intend to cause an injury, acts of self-defense are a response to unexpected, unforeseen and unintended events and therefore are “accidents.”

Case Link:  http://www.jud.ct.gov/external/supapp/Cases/AROcr/CR290/290CR38.pdf

Case Citation:  290 Conn. 582 (2009)

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