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Serrano & Serrano, LLC

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800 856-6400

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690 Flatbush Avenue West Hartford, CT  06110-1308

860 236-9350             800 856-6400  toll free     860 523-9101  fax

10 Church St, Naugatuck 203 729-6100

 

 

Automobile Insurance Policy Tips

 
bulletPurchase as much Uninsured / Underinsured motorist coverage as you can afford.  The law in Connecticut requires that your automobile insurance company provide you with a type of coverage known as Uninsured / Underinsured Motorist (called "UM" for short) to protect you if you are hurt in an accident caused by a driver without insurance or with too little insurance.  Purchase as much UM coverage you can afford.  We recommend purchasing at least $100,000 in UM coverage.  To see how UM works, please see our What If ... section about Uninsured Motorists.
 
bulletPurchase Medical Payment coverage.  Most automobile insurance companies offer Medical Payment (called "Med Pay" for short) coverage.  This is insurance that pays for medical bills from a car accident that may not be covered by your health insurance.  Med Pay is not expensive.  Having Med Pay coverage may make it easier for you to choose the doctor you want to see after a car accident.  We recommend purchasing at least $10,000 in Med Pay coverage.
 
bulletAsk your lawyer for recommendations when choosing an insurance company.  In their advertising, insurance companies say they will take good care of you.  However, some companies are better than others at handling claims.  An experienced accident lawyer will know which insurance companies are better at taking care of you if there is a personal injury claim.  When shopping for automobile accident insurance, ask an experienced lawyer for advice before you choose a company.

 

When You Need a Car Accident Lawyer,

Rely on Us for Skill, Determination and Experience.

 

Please note that our website is designed to provide only general legal information.

This information is not intended to apply to individual cases.

If you have a legal matter, you should speak with and hire an attorney to handle your specific situation.